Life Insurance Is For The Living

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We all have those moments when we think about our life and how it has turned out.  Some wish they had done things differently along the way.  Some believe their path was chosen, and they live exactly the way it was intended.  However, you may feel life is precious, and each day you wake up, you should feel grateful for the chance to have another day.

That brings me to the subject of life insurance.  Of course, no one truly likes to think about their passing, but any life insurance person will be the first to tell you how important life insurance is.  But what exactly is life insurance?  Life insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium upon the death of an insured person.

Life insurance proceeds can be used to pay for the insured funeral expenses, to pay off mortgages, car payments, or other debts the insured may have had.  Finally, it can be used for living expenses for the family due to the loss of the insured income. 

All insurance contracts are based on risk factors, including the insured's overall life expectancy. 

As with life itself and our choices in life, one type of life insurance policy does not fit everyone's needs. This is why we created this website www.alternativelegacy.com. Within this informative website, you can review several options. 

Take your time reviewing the options. The choices you make with your life insurance will impact you, and your beneficiary or the beneficiaries financial future.